Predictable Bill Coverage,Simplified
Subscribe to AutoFloat for predictable monthly bill coverage. Verify your car to unlock your limit, and we pay your biller in full while you pay it back in two, with zero interest and zero late fees.
Four steps from bill to paid
Your car and active insurance confirm who you are and set your limit. We never hold your title or place a lien.
Enter your VIN
We check the 17-character VIN against the national vehicle database.
Verify insurance
Add your policy and a photo of your card. We confirm it's active and in your name.
Upload a bill
Snap the statement and confirm the amount. You pay half once it's approved.
We pay the biller
We pay the full bill. The other half comes out of your bank 14 days later.
One monthly price. No interest, no late fees.
Pay by bank or debit card and your membership is the only charge. Credit cards add $1.99 per payment. Cancel any time.
Plus
- Pay in 2 on any bill
- Up to 2 bills a month
- Due-date and payment reminders
- Pay installments early any time
Pro
- Everything in Plus
- Up to 3 bills a month
- Priority bill review
- Pay installments early any time
Do more with your membership
Pick any of these at checkout, or add them later. Each is billed monthly with your membership and you can remove it any time.
Monthly spending by category from your linked bank.
Learn more →Rent reporting$9.99/moOn-time rent reported to the credit bureaus to help build credit.
Learn more →Credit monitoring$7.99/moCredit score and alerts when your credit report changes.
Learn more →Identity protection$9.99/moDark-web and SSN monitoring, identity theft alerts and restoration help.
Learn more →The bills that show up every month
Before you sign up
Does AutoFloat charge interest?
No. Your installments add up to exactly the bill amount. Your membership is the only charge, plus $1.99 per payment if you pay by credit card.
Why do you need my VIN and insurance?
A registered vehicle with active insurance in your name confirms your identity and sets your limit. We don't place a lien and never take possession of your car.
Who receives the payment?
Your biller does. AutoFloat pays the landlord, utility or provider directly.
What if an installment doesn't go through?
Your account is suspended right away, so no new bills, until the missed payment is paid. Your monthly limit stays the same. There are never late fees.
Can I cancel?
Yes, any time. Open installment plans keep running until they're paid off.
Ready to simplify your bills?
Join AutoFloat for predictable, stress-free bill payments.